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Our proven track record in the past eight years has been 50% to 90% reductions. Our proven track record in the past eight years has been 50% to 90% reductions. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. Just having objective third party intervention can set the tone for amiable resolution. We guarantee results or you pay us nothing. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. Let us take care of your debt so that you can concentrate on your work. Call today. (888) 475-2610 let us intervene and negotiate reduction of your business debt. The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you. 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